At Sibaya Home, we’re making shopping easier and more flexible with Klarna! Whether you want to split your payments or pay later, Klarna offers secure and convenient options to suit your needs.

What is Klarna?

Klarna is a trusted global payment provider that allows you to shop now and pay later with flexible options. It’s available in many countries worldwide, making it easier than ever to get your favorite Sibaya Home products without upfront payment pressure.

- Fast & Secure Checkout
- No Hidden Fees (when paid on time)
- Flexible Payment Plans
- Instant Approval Decision

How Klarna Works

Depending on your country, Klarna offers different buy now, pay later options:

1. Pay in 4 (Interest-Free Installments)
- Split your total into 4 equal payments
- First payment is due at checkout, the rest over 6 weeks
- No interest and no hidden fees when payments are made on time
- Available in: USA, UK, Australia, New Zealand, Germany, Sweden, and more

2. Pay Later (Deferred Payment Option)
- Get your order today, pay within 30 days
- Try your items before making a full payment
- No interest if paid on time
- Available in: UK, Germany, Netherlands, and selected EU countries

3. Financing (Monthly Installments)
- Spread your payments over 6 to 36 months
- Ideal for larger purchases
- Interest rates vary based on country and eligibility
- Available in: USA Only. More Countries will be added soon.

How to Use Klarna at Checkout

1. Add your favorite items to your Sibaya Home cart
2. Select Klarna as your payment option at checkout
3. Complete a quick approval check
4. Choose your preferred Klarna payment method
5. Enjoy your order while paying later or in installments

Who Can Use Klarna?
- Must be 18+ (Age requirements vary by country)
- Valid debit/credit card linked to Klarna
- Billing address in a Klarna-supported country

Klarna’s availability depends on location and approval is subject to eligibility checks.

Frequently Asked Questions (FAQs)

- Will Klarna affect my credit score?
  Klarna does not impact your credit score for Pay in 4 and Pay Later options.
  Monthly financing plans may involve a credit check, which can affect your score.

- Where is Klarna available?
  Klarna is available in many countries, including the USA, UK, Germany, Sweden, Australia, New Zealand, Netherlands, Norway, Finland, Denmark, Austria, and more.

- What happens if I miss a payment?
  Klarna will send reminders before each payment is due.
  Late fees may apply if payments are missed, so be sure to pay on time to avoid extra charges.

- Is Klarna secure?
  Absolutely! Klarna is a trusted payment provider, using bank-level encryption to keep your transactions safe.

Need More Info?

For Klarna’s full terms and conditions, visit:
www.klarna.com

For Sibaya Home customer support, contact us:
customercare@sibayahome.com

Experience Flexible Shopping – Only at Sibaya Home with Klarna!
Shop Now. Pay Later. Hassle-Free.